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    Business

    Penalty points surge by 12% in one year thanks to speeding drivers

    October 16, 20253 Mins Read
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    Speeding drivers are behind a 'worrying' surge in the number of penalty points being issued. Motorists in Britain received 9.61million points in 2024, up from 8.55million in the previous year, a rise of 12 per cent.
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    By SAM LAWLEY, NEWS REPORTER

    Updated: 08:15, 16 October 2025

    Speeding drivers are behind a ‘worrying’ surge in the number of penalty points being issued. Motorists in Britain received 9.61million points in 2024, up from 8.55million in the previous year, a rise of 12 per cent.

    The total has risen every year since 2021, figures show. Speeding on public roads and on motorways were the most common offences in both of the past two years.

    The total has risen every year since 2021, figures show. Speeding on public roads and on motorways were the most common offences in both of the past two years.

    They were followed by driving an uninsured vehicle, according to DVLA figures obtained by Co-op Insurance. The amount of penalty points issued for an offence reflects its severity. They remain on a licence for between four and 11 years.

    They were followed by driving an uninsured vehicle, according to DVLA figures obtained by Co-op Insurance. The amount of penalty points issued for an offence reflects its severity. They remain on a licence for between four and 11 years.

    Drivers who accumulate at least 12 points in a three-year period are usually disqualified from driving for at least six months. Most speeding cases result in the offender being fined £100 and receiving three points or given the opportunity to complete a speed awareness course, if they have not done one in the previous three years.

    Drivers who accumulate at least 12 points in a three-year period are usually disqualified from driving for at least six months. Most speeding cases result in the offender being fined £100 and receiving three points or given the opportunity to complete a speed awareness course, if they have not done one in the previous three years.

    AA president Edmund King (pictured) described the rise in the number of points being issued as 'worrying'. He said: 'The increase is due to the boom in speed camera offences, and the fact that a higher proportion of repeat offenders have already been on a speed awareness course in the last three years, so can't avoid points by going on another course.' Mr King cited separate Home Office figures showing 2.71 million drivers were caught speeding in England and Wales in 2023, with 96 per cent of offences detected by cameras.

    AA president Edmund King (pictured) described the rise in the number of points being issued as ‘worrying’. He said: ‘The increase is due to the boom in speed camera offences, and the fact that a higher proportion of repeat offenders have already been on a speed awareness course in the last three years, so can’t avoid points by going on another course.’ Mr King cited separate Home Office figures showing 2.71 million drivers were caught speeding in England and Wales in 2023, with 96 per cent of offences detected by cameras.

    That is compared with 1.49 million in 2011, when cameras were responsible for spotting 89 per cent of incidents. Analysis by Co-op Insurance shows points were issued to drivers in the South West at a higher rate per population size than any other region in Britain last year, at 51.0 points per 1,000 people.

    That is compared with 1.49 million in 2011, when cameras were responsible for spotting 89 per cent of incidents. Analysis by Co-op Insurance shows points were issued to drivers in the South West at a higher rate per population size than any other region in Britain last year, at 51.0 points per 1,000 people.

    London had the smallest rate at 35.2, followed by Scotland (35.3). The figures were obtained from the Driver and Vehicle Licensing Agency in response to a Freedom of Information request.

    London had the smallest rate at 35.2, followed by Scotland (35.3). The figures were obtained from the Driver and Vehicle Licensing Agency in response to a Freedom of Information request.

    Paul Evans, head of motor at Co-op Insurance, said: 'Accumulating points for both speeding and driving without insurance can lead to higher premiums, and even disqualification from driving, due to insurers deeming drivers to be a greater risk should they receive 12 or more points on their licence. We're therefore encouraging motorists to ensure that they drive safely and to ensure that they're covered so that they can avoid penalties, save money and reduce the risk of accidents whilst on the roads.'

    Paul Evans, head of motor at Co-op Insurance, said: ‘Accumulating points for both speeding and driving without insurance can lead to higher premiums, and even disqualification from driving, due to insurers deeming drivers to be a greater risk should they receive 12 or more points on their licence. We’re therefore encouraging motorists to ensure that they drive safely and to ensure that they’re covered so that they can avoid penalties, save money and reduce the risk of accidents whilst on the roads.’

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